Uber and Lyft provide $1M liability coverage when a driver is transporting a passenger — but significantly less when the app is on and waiting.
New state laws in California, Texas, and New York have updated minimum insurance requirements for rideshare drivers — expanding victim protections.
You may be able to claim against the driver's personal insurance, Uber/Lyft's corporate policy, and your own uninsured motorist coverage simultaneously.
Screenshots of your trip details, the driver's rating, and the route taken are critical digital evidence. Preserve them immediately after any rideshare accident.
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Robert M. Collins
Don't face insurance companies alone. Get informed, know your rights, and take the first step toward the justice you deserve.